Acquire or refinance income-producing commercial properties.
$500K – $50M+
Loan Amount
5.5% – 9%
Typical APR
5 – 25 years
Loan Term
30 – 90 days
Funding Time
Commercial real estate loans finance the purchase, development, or refinancing of properties used for business purposes — including office buildings, retail centers, industrial warehouses, and apartment complexes. These loans are evaluated based on property income, borrower financials, and market conditions.
Minimum Credit Score
680+
Office Buildings
Purchase or refinance office space for business operations
Retail Properties
Finance shopping centers, storefronts, and mixed-use buildings
Industrial & Warehouse
Acquire distribution centers, storage facilities, and industrial parks
Multifamily Housing
Fund apartment complexes and multi-unit residential investments
Hotel & Hospitality
Finance hotel acquisitions, renovations, and development projects
Land Development
Purchase raw land for future commercial development and construction
From application to funding — here is exactly what to expect when applying for a Commercial Real Estate.
Lender evaluates the property income potential (NOI), your financials, and market conditions.
Lender provides a non-binding term sheet outlining proposed loan amount, rate, and conditions.
Appraisal, environmental review, title search, and full underwriting are completed.
Loan documents are signed at closing. Funds are disbursed and you take ownership of the property.
Min. Credit Score
680+
Down Payment
20% – 35%
DSCR
1.25x or higher
Net Operating Income
Covers debt service
Property Condition
Stabilized preferred
Experience
Real estate experience preferred
Advantages
Large loan amounts for significant investments
Property income helps qualify
Builds long-term investment portfolio
Appreciation potential increases equity
Considerations
Large down payment required (20–35%)
Lengthy due diligence process
Complex qualification criteria
Submit your application in under 10 minutes and get matched with top lenders offering competitive rates tailored to your profile.
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