Simple Process

How BankShare Works

From application to funding in 5 clear steps. No confusing jargon, no hidden hurdles — just a fast, transparent path to the capital your business needs.

STEP 01

Create Your Profile

Sign up and complete your business profile in under 5 minutes. Provide basic details like business name, industry, time in operation, and annual revenue.

Business name & industry
Annual revenue
Time in business
Business structure (LLC, Corp, etc.)
01

Time

~5 minutes

STEP 02

Submit Financial Data

Share your key financial metrics securely. This helps lenders accurately assess your business and offer you competitive rates tailored to your situation.

Recent bank statements
Tax returns (last 2 years)
Business credit score range
Loan purpose and amount needed
02

Time

~10 minutes

STEP 03

AI Matches You to Lenders

Our intelligent matching engine analyzes your profile against criteria from 50+ verified lenders to surface the most competitive offers you actually qualify for.

Matches with 50+ lenders
Real-time eligibility check
Rate and term comparison
No hard credit inquiry
03

Time

Instant

STEP 04

Review Personalized Offers

Receive a curated list of loan offers side-by-side. Compare APR, monthly payments, terms, and lender ratings before making any commitment.

Multiple competitive offers
APR & monthly payment breakdown
Lender reputation scores
Full offer transparency
04

Time

Within 24 hours

STEP 05

Accept & Get Funded

Select your preferred offer, complete the final documentation, and receive funds directly in your business bank account — often in as little as 2–5 business days.

E-sign all documents
Final lender verification
Direct deposit to business account
Ongoing dashboard tracking
05

Time

2–5 business days

Ready to Get Started?

It takes under 5 minutes to apply. No commitment, no impact on your credit score.