A revolving credit line ready whenever your business needs it.
$10K – $500K
Loan Amount
8% – 24%
Typical APR
6 – 24 months (revolving)
Loan Term
1 – 3 days
Funding Time
A business line of credit gives you access to a set amount of funds you can draw from at any time and repay on your schedule. You only pay interest on what you use. It is the most flexible financing tool available, ideal for managing cash flow, handling seasonal fluctuations, and seizing growth opportunities.
Minimum Credit Score
625+
Cash Flow Gaps
Bridge the gap between invoicing clients and receiving payment
Seasonal Inventory
Stock up before peak seasons and repay after sales come in
Unexpected Expenses
Handle surprise costs like equipment failure or supply shortages
Growth Opportunities
Jump on a bulk deal, new contract, or expansion chance fast
Supplier Payments
Pay vendors early to take advantage of early-payment discounts
Hiring & Staffing
Fund new hires, training, and onboarding during growth phases
From application to funding — here is exactly what to expect when applying for a Business Line of Credit.
Submit your application. Most business lines of credit are approved within 24–48 hours.
Draw any amount up to your limit at any time via your online dashboard or business account.
Spend on whatever your business needs — no restrictions on fund usage.
As you repay, your credit line replenishes. It works like a business credit card but with higher limits.
Min. Credit Score
625+
Time in Business
1+ year
Annual Revenue
$60K+
Collateral
Not always required
Bank Statements
3 months
Business Checking
Required
Advantages
Only pay interest on what you draw
Revolving — repay and reuse anytime
Great for managing unpredictable cash flow
Fast access to capital when needed
Considerations
Lower limits than term loans
Variable rates can increase over time
Risk of over-borrowing if not managed carefully
Submit your application in under 10 minutes and get matched with top lenders offering competitive rates tailored to your profile.