Predictable lump-sum financing with fixed payments for any business goal.
$25K – $2M+
Loan Amount
6% – 22%
Typical APR
1 – 10 years
Loan Term
1 – 7 days
Funding Time
A business term loan provides a fixed sum of capital upfront, repaid over a set period with predictable monthly payments. Whether you need to expand your team, upgrade your location, or invest in growth, a term loan gives you the capital clarity you need to plan and execute with confidence.
Minimum Credit Score
620+
Business Expansion
Open new locations, hire staff, or scale your operations
Equipment Purchases
Upgrade machinery, technology, and essential business tools
Renovation & Build-Out
Remodel your storefront, office, or production facility
Marketing & Advertising
Fund large-scale campaigns to grow your brand and customer base
Inventory Investment
Purchase bulk inventory to meet demand and reduce per-unit costs
Debt Consolidation
Consolidate multiple high-rate obligations into one simple payment
From application to funding — here is exactly what to expect when applying for a Business Term Loans.
Fill out a quick application with basic business and financial details. Most applications take under 10 minutes.
We match your profile with multiple lenders competing to offer you their best rates and terms.
Compare loan amounts, APR, monthly payments, and total cost side by side before choosing.
Once approved, funds are wired directly to your business bank account — often within 1–3 business days.
Min. Credit Score
620+
Time in Business
1+ year
Annual Revenue
$100K+
Collateral
May be required
Business Type
Most industries
Bank Statements
3–6 months
Advantages
Fixed monthly payments make budgeting easy
Wide range of loan amounts from $25K to $2M+
Fast approval with online lenders
Build business credit with on-time payments
Considerations
Higher rates than SBA loans for weaker credit
Some lenders require collateral for larger amounts
Prepayment penalties may apply
Submit your application in under 10 minutes and get matched with top lenders offering competitive rates tailored to your profile.