Government-backed funding with the lowest rates available to small businesses.
$50K – $5M
Loan Amount
5.5% – 8.5%
Typical APR
10 – 25 years
Loan Term
30 – 90 days
Funding Time
SBA loans are partially guaranteed by the U.S. Small Business Administration, allowing lenders to offer lower interest rates and longer repayment terms than conventional loans. They are ideal for established businesses seeking significant capital for growth, acquisition, or real estate.
Minimum Credit Score
680+
Business Expansion
Open new locations, hire staff, or scale operations
Real Estate Purchase
Buy or renovate owner-occupied commercial property
Equipment & Machinery
Purchase heavy equipment, vehicles, or technology
Business Acquisition
Buy an existing business or franchise
Debt Refinancing
Consolidate high-interest business debt into one payment
Working Capital
Fund day-to-day operating costs during growth phases
From application to funding — here is exactly what to expect when applying for a SBA Loans.
Complete our online form with basic business and financial details. Takes under 10 minutes.
We match your profile to top SBA Preferred Lenders in our network who specialize in your industry.
The lender reviews your documents. SBA loans typically take 30–90 days for full approval.
Once approved, funds are disbursed directly to your business account. Start growing right away.
Min. Credit Score
680+
Time in Business
2+ years
Annual Revenue
$100K+
Business Type
For-profit US business
Collateral
May be required
Down Payment
10% – 30%
Advantages
Lowest interest rates of any business loan type
Long repayment terms reduce monthly payments
Large loan amounts up to $5 million
Government guarantee reduces lender risk
Considerations
Longer approval process (30–90 days)
Requires strong credit and financials
Significant documentation required
Submit your application in under 10 minutes and get matched with top lenders offering competitive rates tailored to your profile.
We use cookies and similar technologies to improve your experience, analyze site traffic, and serve relevant content. By clicking "Accept", you consent to our use of cookies.